Posted in home improvement

The Growing Importance Of The Home For Young Consumers

A new report by youth marketing experts YPulse titled “No Place Like Home” provides significant new insights on how the Covid pandemic has changed how Gen Z and Millennials view the homes. The following statement summarizes key findings: “As young people look to their spaces as mental health retreats, at-home items and services that comfort, declutter, or foster a feeling of escape that from the outside world will resonate.”  The opportunities for marketers are clear and will be elaborated on below.

YPulse previously observed that millennials have homebody tendencies, with a majority preferring to go to a  café or watch Netfix at home as opposed to going to a party on a Saturday night. A recent survey confirms that this sentiment was present even prior to the pandemic, with, “…67% of 19-37 year olds telling YPulse in January this year

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Crispin Odey Accused of Assaulting Young Banker at His Home 20 Years Ago

(Bloomberg) — Crispin Odey pleaded not guilty in a London court to an accusation of groping a young female banking employee after inviting her back to his home more than 20 years ago.



a man wearing a suit and tie: Crispin Odey


© Bloomberg
Crispin Odey

Odey, one of Europe’s highest-profile hedge fund managers, appeared at a London court for the first time Monday since being charged with indecent assault. The 61-year-old faces a trial next year where he will contest the allegation that he took advantage of the woman, who worked at one of his clients.

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Odey is alleged to have invited the woman, who was in her 20s, to his Chelsea home. He changed into a dressing gown, only to “launch himself” at her and assault her, Aaron McCalister, a lawyer for the prosecution, said at Westminster Magistrates Court. It was an “abuse of trust” that required a “significant degree of planning,” he said.

The

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What JPMorgan Has To Say About Young Employees Working From Home

JPMorgan Chase & Co (NYSE: JPM) says it has noticed a troubling pattern with its work-from-home employees, particularly those who are of a younger age, Bloomberg reported Monday.

What Happened: CEO Jamie Dimon told analysts Keefe, Bruyette & Woods in a private meeting that productivity was particularly affected on Mondays and Fridays, according to Bloomberg.

“The WFH lifestyle seems to have impacted younger employees [at JPMorgan], and overall productivity and ‘creative combustion’ has taken a hit,” KBW Managing Director Brian Kleinhanzl wrote to clients in a note, citing the meeting with Dimon.

JPMorgan spokesman Michael Fusco told Bloomberg that the productivity of employees was affected “in general, not just younger employees,” but added that younger workers “could be disadvantaged by missed learning opportunities” as they were not in offices.

Why It Matters: The New York-based lender informed most senior sales staff and trading employees that they would be required to

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Posted in home improvement loans

Jane Young: Should you strive to be mortgage free in retirement? | Business

Transitioning into retirement without a mortgage can reduce stress, improve cash flow and increase your sense of financial security.

But while everyone would love to be debt-free, there are many factors to be considered before making extra payments or pulling from your savings to pay off your mortgage.

You need to maintain adequate liquidity to cover living expenses, an emergency fund of at least four months of expenses and major planned expenditures such as new vehicles, home improvements and tuition for your children. Once you make the extra mortgage payments, you will lose access to those funds without refinancing or taking out a home equity loan.

If you have other high interest debts on credit cards, vehicle loans or student loans, you should pay those before making extra payments on your mortgage.

If you have the funds to make extra payments, how would you spend the money otherwise? Would you

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