Posted in home remodeling

5 Times a Home Equity Loan Makes Sense

Taking out a home equity loan for the wrong reason or at the wrong time could cost you big.

If you owe less on your home than it’s worth, you have equity. With a home equity loan, you borrow against that equity and pay the loan back in equal monthly installments for a preset number of years (typically, five to 30 years). The amount you can borrow is usually capped at 80% to 85% of available equity. For example, if your home is worth $300,000 and you owe $200,000, you have $100,000 in equity. That means you may be eligible to borrow $80,000 to $85,000 in a home equity loan.

When you take out a home equity loan, your home acts as collateral, meaning a lender can repossess your house if you fail to make payments. Home equity loans can be useful, but it is crucial to consider whether you

Read More
Continue Reading 5 Times a Home Equity Loan Makes Sense
Posted in home improvement loans

Home sales in Q3 2020 rise 2.5 times, launches surge 4.5 times: Knight Frank India



a tall building in a city: Home sales in Q3 2020 rise 2.5 times, launches surge 4.5 times: Knight Frank India


© Vandana Ramnani
Home sales in Q3 2020 rise 2.5 times, launches surge 4.5 times: Knight Frank India

Despite the COVID-19 pandemic, home sales volume jumped by 2.5 times to 33,403 units in the third quarter of 2020 compared to 9,632 in the second quarter of 2020. New residential unit launches increased by 4.5 times to 31,106 units in third quarter, compared to 5,584 units in the previous quarter, a Knight Frank India report has said.

Sales saw an uptick in the third quarter of 2020 over the preceding quarter on account of innovative schemes offered by real estate developers. These included financial benefits, discounts and easy payment options to attract buyers during the period of lockdown. Developers were also able to garner buyer interest through active usage of digital platforms during this period to engage with customers.

Lower home loan interest rate also supported pick-up in residential sales. The

Read More
Continue Reading Home sales in Q3 2020 rise 2.5 times, launches surge 4.5 times: Knight Frank India
Posted in home improvement

6 Times You Should Not DIY a Home Improvement Project

HGTV makes everyone feel as if they’re only a couple of power tools away from being home renovation masters. But don’t be fooled. There’s a reason building and construction trades are considered skilled jobs.



a woman wearing a blue dress


© Africa Studio / Shutterstock.com


Tackling a home renovation project requires more than an eye for design and the ability to match colors. You also need to understand how the various parts of a structure fit together, and you may even have to (gasp) do some math.

Loading...

Load Error

What’s more, a home improvement project done wrong can be expensive to fix, or even dangerous. Before you end up with a DIY disaster, here are six times when you should probably call in a pro.

It’s not the usual blah, blah, blah. Click here to sign up for our free newsletter.

1. You don’t understand what you’re doing

Yes, this seems so obvious, doesn’t it? And

Read More
Continue Reading 6 Times You Should Not DIY a Home Improvement Project
Posted in home improvement loans

UK mortgage approvals hit 13-year high, as firms warn of tough times – business live | Business

A Greggs bakers store in Cardiff, south Wales, at the start of the lockdown

A Greggs bakers store in Cardiff, south Wales, at the start of the lockdown Photograph: Geoff Caddick/AFP via Getty Images

Good morning, and welcome to our rolling coverage of the world economy, the financial markets, the eurozone and business.

A swathe of UK companies are reporting today that Covid-19 continues to hurt their businesses, more than six months after the UK first imposed restrictions to battle the pandemic.

High street baker Greggs has warned that staff faced reduced hours, and potentially job cuts, as it tries to cut its employment costs.

Greggs, famous for its steak bakes, sausage rolls and new vegan offerings, reports that like-for-like sales in September are only 76.1% of the 2019 levels (an improvement on a ‘slow’ August).

With the government’s furlough scheme wrapping up in a month (replaced by a less generous wage subsidy package), Greggs says it must make cuts:


With business activity levels

Read More
Continue Reading UK mortgage approvals hit 13-year high, as firms warn of tough times – business live | Business
Posted in kitchen ideas

Need to feed a family with differing dietary requirements? Here are some flexible ideas | The Canberra Times

whats-on, food-and-wine,

It’s a fact that most parents these days cook multiple meals at meal time, due to a rise in dietary requirements. It might be down to gluten and dairy intolerances; it could be for moral or environmental reasons, not to mention people just wanting to be more healthy and reduce the amount of meat, sugar or saturated fat they eat. Jo Pratt is a busy food writer, cook, food stylist and presenter, as well as a mother of two children, and she knows what it’s like to feed a busy family with different needs. The Flexible Family Cookbook is full of simple and delicious recipes to keep the whole family happy, each with suggestions for flexible adaptations for each recipe to account for allergies, intolerances and lifestyle choices. Traybakes and one-pot roasts make for easy and convenient timesavers, whilst scrumptious puds and simple bakes help get smaller hands

Read More
Continue Reading Need to feed a family with differing dietary requirements? Here are some flexible ideas | The Canberra Times
Posted in kitchen ideas

7 ways: Jamie Oliver’s easy ideas for every day of the week | The Canberra Times

whats-on, food-and-wine, jamie oliver recipes, jamie oliver 7 ways recipes, easy weeknight dinners

Jamie Oliver’s done his homework and looked at the top ingredients we buy week in, week out. We’re talking about those meal staples we all pick up on autopilot – chicken breasts, salmon fillets, mince, eggs, potatoes, broccoli, to name but a few. We’re all busy, but that shouldn’t stop us from having a tasty, nutritious meal after a long day at work or looking after the kids. So, rather than trying to change what we buy, Jamie wants to give everyone brand new inspiration for their favourite ingredients. Ingredients 2 tablespoons dukkah 1 x 250g packet of mixed cooked grains 1/2 x 460g jar of roasted red peppers 200g baby spinach 4 large free-range eggs 1/2 a pomegranate 2 heaped tablespoons natural yoghurt Method Put a large pan of salted water on to simmer for your

Read More
Continue Reading 7 ways: Jamie Oliver’s easy ideas for every day of the week | The Canberra Times
Posted in home improvement loans

Accurate Group Helps Credit Unions Grow Real Estate Lending Business through Faster Loan Cycle Times, Lower Costs and Innovative Technology

Bundled solutions for property appraisal, title and remote closings accelerate growth and boost credit union efficiency

Accurate Group, a leading provider of technology-driven real estate appraisal, title data, analytics and e-closing solutions, today announced the launch of a bundled solution designed to help credit unions accelerate growth and improve efficiency in real estate lending.

Accurate Group provides the digital framework and modernized appraisal, title and closing processes lenders need to remain competitive in today’s real estate lending environment. The COVID-19 pandemic is posing challenges for real estate lenders – giving credit unions a window of opportunity to seize market share from less nimble competitors by investing in innovation and automation.

Property appraisal, title and closing processes are ripe for automation and technology advancement. By creating a one-stop, bundled solution that addresses these areas with proven, market-leading technology and services, Accurate Group is helping credit unions achieve significant gains in efficiency,

Read More
Continue Reading Accurate Group Helps Credit Unions Grow Real Estate Lending Business through Faster Loan Cycle Times, Lower Costs and Innovative Technology
Posted in improvements

Strictly Discs in Wisconsin, in a Pandemic: ‘There Seem to be Improvements’ in USPS Delivery Times

Owner Angie Roloff also discusses why last month’s Record Store Day felt like ‘a victory.’

In October 1988, Angie Roloff and her husband Ron opened Strictly Discs in Madison, Wisconsin, after Ron left a career in the biomedical research field to pursue his love of music full time. Nearly 31 years later, the couple made the difficult decision to shutter in-store operations due to COVID-19, roughly a week before Governor Tony Evers forced a mandatory shutdown of all non-essential businesses. Now that the Wisconsin Supreme Court has overturned Evers’ stay-at-home order — ruling it “unlawful” and “unenforceable” — the Roloffs and their employees have reopened the store.

As part of Billboard’s efforts to best cover the coronavirus pandemic and its impacts on the music industry, we will be speaking with Roloff regularly to chronicle her experience throughout the crisis. (Read the previous installment here and see the full series

Read More
Continue Reading Strictly Discs in Wisconsin, in a Pandemic: ‘There Seem to be Improvements’ in USPS Delivery Times
Posted in improvements

‘There Seem to be Improvements’ in USPS Delivery Times

In October 1988, Angie Roloff and her husband Ron opened Strictly Discs in Madison, Wisconsin, after Ron left a career in the biomedical research field to pursue his love of music full time. Nearly 31 years later, the couple made the difficult decision to shutter in-store operations due to COVID-19, roughly a week before Governor Tony Evers forced a mandatory shutdown of all non-essential businesses. Now that the Wisconsin Supreme Court has overturned Evers’ stay-at-home order — ruling it “unlawful” and “unenforceable” — the Roloffs and their employees have reopened the store.

As part of Billboard’s efforts to best cover the coronavirus pandemic and its impacts on the music industry, we will be speaking with Roloff regularly to chronicle her experience throughout the crisis. (Read the previous installment here and see the full series here.)

How did Record Story Day go?

It went really well. We were

Read More
Continue Reading ‘There Seem to be Improvements’ in USPS Delivery Times