Posted in home repair

Is Home Insurance Required When You Buy a House?

If you’re buying a home, one question you might wonder is this: Is home insurance required when you own a house?

In many cases, homeowners insurance is indeed mandatory—and even in cases where it isn’t absolutely necessary, it’s still a good idea. To help you understand why, we’ve put together this Home Buyer’s Guide to Home Insurance, which will help walk you through what you need to know from beginning to end.

In this first article, we’ll introduce you to what homeowners insurance is, why it’s often essential, and what can go wrong if you don’t have it.

What is homeowners insurance?

With home insurance, as with other types of coverage (including health insurance), you pay a relatively small amount of money either monthly or annually in exchange for the promise that your provider will help you pay for unexpected costs you might incur as a homeowner.

What can

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Posted in improvements

Crown Crafts: Improvements Happening, But Caution Required (NASDAQ:CRWS)

Crown Craft (CRWS) came through a screen we ran where the objective was to find dividend-paying companies trading at low valuations. Crown Craft at present is trading with a P/E of 8.7 and is paying a forward dividend of $0.32, which currently equates to a yield of 5.61%. Being well above average, the dividend is a great place to start when researching the company. The reason being that the sustainability of dividend encompasses the income statement, cash flow statement as well as the balance sheet.

Suffice it to say, the holy grail of value investing is to buy companies that are undervalued and which also return plenty of the company’s cash flow to shareholders. We state this because dividends have accounted for almost half of the gains of the S&P 500 over the past century.

In saying this, Crown Craft’s dividend of $0.32 per share has been at this level

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Posted in home improvement cast

Home Improvement stars Tim Allen and Richard Karn land new show called Assembly Required

History Channel has announced that Home Improvement stars Tim Allen (Tim ‘the Tool Man’ Taylor) and Richard Karn (Al Borland) are set to reunite for a new show called Assembly Required.

The show “will spotlight the best and brightest builders from across the US, at their home workshops, as they compete to breathe new life into everyday household items in desperate need of fixing,” a press release said. “This new series will push each contestant to their limits while testing their ability and ingenuity to not only rebuild it but to build it better.”

Tim Allen added: “Let’s face it — we’re living in a throwaway society. We buy, break, replace … rinse and repeat. Whatever happened to repair and rebuild?

“There are some people who unfriend, unfollow and dispose of anything that offends, annoys or breaks – so I’ve created a show to remind people of the satisfaction

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