Home prices are skyrocketing in most U.S. markets despite COVID- 19, a recession and a shockingly high unemployment rate.

Many analysts are speculating that part of the boom in house prices is caused by COVID-19 – that some people are concerned about COVID-19 contagion and don’t want to live any more in tight, multi-family buildings so they’re buying single-family homes in the suburbs. Another theory along the same lines is that because working from home has skyrocketed, some people want more space so they’re buying larger single-family homes, especially if their kids are home all day, too. This seems to be happening in metro New York City but what about places that weren’t hit as hard by COVID-19 and aren’t as dense as New York City?

Certainly the lower mortgage interest rates are a huge part of the current home price

With so much talk around home buying and refinance rates driving the housing market this summer and fall, many want to capitalize on the low rates. Homeowners are choosing to make improvements to their existing houses to accommodate remote working and schooling, or other comforts to gain more living space.

There are great options for homeowners with projects of any size, from a small kitchen facelift to finishing basements or attics to make them livable areas. Other homeowners who have equity in their homes but don’t need to renovate may choose to consolidate debt or make a large purchase.

Are you looking to renovate your home? Happy with your home but interested in a boat, RV or debt consolidation?

Here are some financing options to consider.

Home Equity Loan

Looking for predictable, fixed payments and the flexibility to use your home’s equity in a variety of ways? If you answered

Millions of people have been forced to work from home since March of this year, due to the Covid-19 pandemic. This move has not been painful for mobile workers as they have learned to use laptops on the road and at home to work for decades.

But for many who only worked from the office, this transition to working from home has been a two-edged sword. It is excellent that they no longer have to commute to an office and can work in the comfort of their own home. But it has also proved to be a challenge when only using either a laptop or desktop for their work, especially when they need to be doing many tasks simultaneously. 

Many workers with school-aged children also have to manage their work-at-home time and