Posted in home improvement loans

Australia should brace for a wave of business failures and growing mortgage stress, the RBA warns, as support measures fall away


Australia’s central bank expects the number of small business failures will “rise substantially” as income and loan pressure builds.

With income support measures and more than $200 billion in loan deferrals set to expire, the Reserve Bank of Australia (RBA) says between 10% and 15% of businesses in hard-hit sectors won’t make it as they run out of cash.

“These businesses are in a tenuous position and are particularly vulnerable to a further deterioration in trading conditions or the removal of support measures,” the RBA wrote in its Financial Stability Review published on Friday.

“Survey evidence indicates that about one-quarter of small businesses currently receiving income support would close if the support measures were removed now, before an improvement in trading conditions.”

While the RBA acknowledged there was “a high degree of uncertainty about the magnitude and timing” of those failures, the prognosis doesn’t look good.

For one, the number

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Posted in kitchen ideas

Growing the right herbs adds flavor and spice to the garden and the kitchen

Carol Cloud Bailey, Special to TCPalm
Published 10:30 a.m. ET Oct. 7, 2020

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John Coykendall of Blackberry Farm gives us his top picks—and shares the most common herb-gardening mistake.

Time Food & Wine

Herb gardening is a popular pursuit. Many gardeners and cooks have at least a few pots of herbs sitting around. What if this year, you plant a portion of the veggie garden, a new landscape bed, or several large containers with herbs?

Herbs add flavor and spice, pun intended, to our kitchens and gardens. They have many uses from the well known seasoning to infused vinegar for salads and household cleaning to tinctures and homemade incense. Some even attract butterflies. Planting and growing herbs is satisfying and productive.

The procedure for growing herbs is akin to growing vegetables. Wherever there are six to eight hours of sun and a source of water, herb gardens can be

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Posted in home improvement

The Growing Importance Of The Home For Young Consumers

A new report by youth marketing experts YPulse titled “No Place Like Home” provides significant new insights on how the Covid pandemic has changed how Gen Z and Millennials view the homes. The following statement summarizes key findings: “As young people look to their spaces as mental health retreats, at-home items and services that comfort, declutter, or foster a feeling of escape that from the outside world will resonate.”  The opportunities for marketers are clear and will be elaborated on below.

YPulse previously observed that millennials have homebody tendencies, with a majority preferring to go to a  café or watch Netfix at home as opposed to going to a party on a Saturday night. A recent survey confirms that this sentiment was present even prior to the pandemic, with, “…67% of 19-37 year olds telling YPulse in January this year

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Posted in home remodeling

Smart Home Market Worth $144 Billion by 2025| Growing Significance of Internet of Things (IoT) to Promote the market

The MarketWatch News Department was not involved in the creation of this content.

Sep 16, 2020 (Heraldkeepers) —
Smart home is a suitable home system where appliances and devices can be controlled remotely from any internet-connected place in the world using a smartphone or any other networked devices. The smart home system requires an interface application or web portal to interact with the automated system. The growth of the smart homes market is primarily driven by factors, such as perpetually growing internet users, increased adoption of smart devices, awareness of fit and healthy lifestyles, and rising sense of home safety and security.

Rapid proliferation of Internet of Things (IoT) has certainly encouraged the concept of using smart devices across different end-use sectors including residential, industrial, and commercial sectors from past few years. However, the concept of smart home is not just a technological wave topass without making much impact on

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Continue Reading Smart Home Market Worth $144 Billion by 2025| Growing Significance of Internet of Things (IoT) to Promote the market
Posted in kitchen remodel cost

Growing older at home is possible with the right kind of remodeling

“My mother was in a wheelchair before she passed away in 2016 and my father was in a wheelchair part-time until he died at 97 years old in 2018,” says Piala. “I used to bring them to our house but the struggle with the wheelchairs up just a few steps was difficult and the in-law suite was inaccessible to them.”

Now Piala and Belikove are in their mid-60s, and their experience with her mother has informed them on new modifications to their home. They’ve added a first-floor primary suite, a wheelchair-accessible bathroom and an open kitchen to accommodate mobility issues they anticipate facing in the future.

“While we’d been talking about this plan for a little while, covid magnified the realization that we want to avoid assisted-living facilities if we can,” says Piala.

More than three-quarters of adults age 50 and older want to stay in their homes as they

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