Posted in home improvement loans

Solar & Home Improvement Contractor Point-Of-Sale Lender Dividend Finance Announces New Lending Platform & Broader Loan Product Suite

 

Dividend Finance Inc., a U.S.-based fintech that specializes in point-of-sale lending to solar and home improvement contractors, announced on Wednesday the launch of a new technology platform. Founded in 2013, Dividend claims it is a leading national provider of renewable energy and energy-efficient financing solutions to property owners.

“We give our customers the opportunity to obtain clean energy financing through a comprehensive suite of financing options. Our flagship product, the EmpowerLoan™, continues to expand its product offerings into the storage and home-energy space.”

Dividend reported that in addition to a new solar + home improvement partner portal, it is now offering its solar contractors an array of new products and enhancements including:

  • Dividend Lite: a new single-page URL application
  • New solar loan terms, including a 25-year 2.99% APR, 20-year 1.49% APR, 15-year 1.49% APR, and 10-year 0.99% APR
  • Flexible credit criteria and funding requirements
  • Same-day approvals and project funding

Skyler

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Posted in home improvement loans

Dividend Finance Announces New Lending Platform & Broader Suite of Loan Products

Dividend Finance Inc. (“Dividend”), a leading FinTech point-of-sale lender to solar and home improvement contractors, is announcing the launch of a new technology platform. In addition to a new solar + home improvement partner portal, Dividend is offering its solar contractors an array of new products and enhancements including:

  • Dividend Lite – a new single-page URL application which makes qualifying and signing up a customer faster and easier;

  • New solar loan terms including a 25-year 2.99% APR, 20-year 1.49% APR, 15-year 1.49% APR, and 10-year 0.99% APR*;

  • More flexible credit criteria and funding requirements; and

  • Same-day approvals and project funding

Dividend’s New Partner Portal
With solar and home improvement in one portal, Dividend is making it easier than ever for contractors to provide a fast and informative sales experience to their customers. Dividend’s new portal offers a faster credit application process, the ability for users to update and resend documents,

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Posted in home improvement

7 Best Ways to Finance Home Improvement Projects | Pennyhoarder

Home improvement projects have a way of increasing in priority when you’re always in the house.

The leaky kitchen faucet never really bothered you until you had to turn your kitchen table into a desk, forcing you to listen to the dribble. All. Day. Long.

Or maybe you discovered your cozy home isn’t quite big enough to also house an office, gym and school, so you need to rethink your space.

Whatever the reason and whatever the size of the project, you need to make a change — but how are you going to pay for it?

Considering the eye-popping price tag — the average cost for just a garage door replacement is $3,695 and a minor kitchen remodel surpasses $23,000 — you might not know where to start for financing your home improvement projects.

But whether the price tag is a few hundred dollars or into the triple digits,

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Posted in home improvement loans

H2O Waterproofing Birmingham Partners with Acorn Finance To Offer Easy Access To Home Remedial Schemes

“At H2O Waterproofing, we pride ourselves with providing our customers with the best customer experience, one waterproofing job at a time. – H2O Waterproofing”

In a bid to provide more pocket-friendly waterproofing services to its customers, H2O waterproofing LLC has partnered up with leading financial service agency, Acorn Finance. With an increasing demand for waterproofing around homes and offices, the team at the agency has identified this partnership as a way to bolster their offers and attract customers who are interested in home improvement.

Most homeowners report that water intrusion is their worst fear. This is understandable considering that moisture causes ugly stains and damage to walls, and in severe circumstances, structural foundations can be threatened. A representative at H2O Waterproofing disclosed that unwanted water intrusion is mostly caused by unfortified and weak structures or roofs. With the right quality of waterproofing, sealants, and remediation measures in place, the damage

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Posted in home improvement loans

H2O Waterproofing Birmingham Partners with Acorn Finance To Offer Easy Access To Home Remedial Schemes – Press Release

“At H2O Waterproofing, we pride ourselves with providing our customers with the best customer experience, one waterproofing job at a time. – H2O Waterproofing”

In a bid to provide more pocket-friendly waterproofing services to its customers, H2O waterproofing LLC has partnered up with leading financial service agency, Acorn Finance. With an increasing demand for waterproofing around homes and offices, the team at the agency has identified this partnership as a way to bolster their offers and attract customers who are interested in home improvement.

Most homeowners report that water intrusion is their worst fear. This is understandable considering that moisture causes ugly stains and damage to walls, and in severe circumstances, structural foundations can be threatened. A representative at H2O Waterproofing disclosed that unwanted water intrusion is mostly caused by unfortified and weak structures or roofs. With the right quality of waterproofing, sealants, and remediation measures in place, the damage

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Continue Reading H2O Waterproofing Birmingham Partners with Acorn Finance To Offer Easy Access To Home Remedial Schemes – Press Release
Posted in kitchen remodel

Expect your home remodeling to ‘cost 50% more and take 50% longer,’ says finance expert

So you’re thinking about doing a major home renovation. You’ve been stuck indoors since the pandemic — and you plan to be for a while longer. So why not put some money into making it look nicer?

If you’ve never remodeled your home before, getting through the process can be a complete nightmare. I’ve been through four projects, and none of them were pleasant. But, after the first two, I finally wisened up to the game that some general contractors play to extract as much money from homeowners as possible.

Here’s what I learned from all my painful, exhausting and costly experiences:

1. It will cost more than expected.

Competition is fierce, so a contractor might initially offer an attractive price just to beat out all the other bids. Their goal is to get you to sign the contract. Once you’re locked in, they can upsell you with add-ons.

If

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Posted in home improvement loans

How to Finance a Home Renovation

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Points of Interest

When financing a home renovation or rehabilitation, you can use credit cards, take out a rehab loan, use a HELOC, and more. Each home renovation loan has pros and cons to consider.

Editorial Policy Disclosure

 

The home renovation and rehabilitation market are now worth more than $450 billion per year. From funding fixer-uppers to finalizing plans to perfect their dream home, Americans are more willing than ever to take out a renovation loan or renovate using credit cards. When it comes to financing a home renovation, there are now multiple options on the market to help homeowners find their best fit, including numerous types of home rehab loans allowing them to personalize how they spend.

Home renovation loans

Home renovations can help you turn your current house into the one you’ve always wanted, solve persistent problems impacting your quality of life, and address key concerns before you

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Posted in home improvement loans

How to finance home renovations and improvements

If your home is your castle, but your castle can use a little sprucing up, here’s everything you need to know about paying for home improvements.

Financing home renovations

Home improvement projects abound. Whether you’re turning a dank old basement into a home theater, installing a new pool, or creating a kitchen a chef would be glad to call their own, a home renovation allows you to put your personal stamp on how your castle looks and functions. Wondering how to pay for home renovations? Fortunately, there are plenty of options for financing home renovations.

Ways to finance home renovations

Home remodel financing doesn’t have to be complicated. If paying cash is not in the cards, here are some of the ways you can finance home renovations:

Personal loan
Financing a remodel can be as easy as taking out a personal loan. Available through banks, credit unions, and online lenders,

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Posted in home

Always use the ’30/30/3 rule’ before buying a home during Covid-19, says finance expert

As mortgage rates reach all-time lows due to the pandemic, demand for real estate has increased exponentially. But that doesn’t necessarily mean you should buy a home right now.

Way too many homebuyers overextended themselves during the 2008 financial crisis. As a result, most of us paid the price. Having your neighbor conduct a short sale or foreclosure isn’t good for your wealth, even if you borrowed well within your means.

To prevent buyers from the stress of owning a house they can’t afford, I came up with the “30/30/3” home-buying rule. The rule has three parts; ideally, you want to follow all three, but if not, then at least one.

Rule No. 1: Spend no more than 30% of your gross income on a monthly mortgage

Traditionally, the industry advises that your monthly mortgage should not exceed 30% of your gross income. But as mortgage rates continue to decline,

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