Posted in home improvement loans

6 ways to make your home equity work for you

Buy your home

To build home equity, you need to buy your home and quit renting. When you own your home, changes in real estate prices can help your equity increase over time. Under normal market conditions, home values appreciate every year. As the value of your home increases, so does the value of your home equity.

Consider an example in which you owe $200,000 on a home worth $250,000. Imagine that tomorrow, your home increases in value to $260,000. The value of your home equity increased from $50,000 to $60,000.

Any down payment you make when you first purchase your home also gives you equity.

Increase your mortgage payments

Another way to build your home’s equity is by making payments toward your mortgage. Unless you have an interest-only mortgage, every monthly mortgage payment you make gets split between interest and your principal balance. The portion that pays down principal

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Posted in remodeling

5 Ways to Take the Fear Out of Bathroom Remodeling

Sponsored – It’s a spooky time of year, ripe for playing tricks, watching horror flicks, and telling ghost stories in the dark. One scary story we often encounter is that undergoing a bathroom remodel is a dreadful, anxiety-inducing experience that drags on and on. On the contrary, we believe the bathroom remodeling experience should be fun, quick, and pleasant. Here are five ways Re-Bath can take the fear out of your next bathroom remodel.



A. Michelle Harleston et al. sitting at a table: WOWT


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R.I.P. to Remodeling Without Focus

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At Re-Bath, we don’t spread our remodeling efforts thin across kitchens, decks, windows, etc. We only do bathrooms! All day, every day, we live and breathe bathroom remodeling, and we’re not afraid to say we’re great at it! CHECK OUT OUR GOOGLE REVIEWS. Most of our competitors don’t focus exclusively on bathrooms, and some use shortcuts and workarounds that don’t address the root

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Posted in kitchen ideas

7 ways: Jamie Oliver’s easy ideas for every day of the week | The Canberra Times

whats-on, food-and-wine, jamie oliver recipes, jamie oliver 7 ways recipes, easy weeknight dinners

Jamie Oliver’s done his homework and looked at the top ingredients we buy week in, week out. We’re talking about those meal staples we all pick up on autopilot – chicken breasts, salmon fillets, mince, eggs, potatoes, broccoli, to name but a few. We’re all busy, but that shouldn’t stop us from having a tasty, nutritious meal after a long day at work or looking after the kids. So, rather than trying to change what we buy, Jamie wants to give everyone brand new inspiration for their favourite ingredients. Ingredients 2 tablespoons dukkah 1 x 250g packet of mixed cooked grains 1/2 x 460g jar of roasted red peppers 200g baby spinach 4 large free-range eggs 1/2 a pomegranate 2 heaped tablespoons natural yoghurt Method Put a large pan of salted water on to simmer for your

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Posted in home remodeling

4 Ways to Pay for a Home Remodel

As long-time DoughRoller readers may know, my husband and I went about our journey into homeownership in a slightly off-beat way. Long story short: we own a 2,400 square foot duplex in Indianapolis and have no mortgage. But we do have a significant amount of work left to do, nearly three years into the process.

Owning a fixer-upper has been a fun journey for our family, but it hasn’t always been easy. Besides not always having running water and never having central A/C, we’ve also had to figure out how to finance all the repairs our home needs.

I’m happy to say that we’re now well on our way. Soon, we’ll be closing on a mortgage that will allow us to pay contractors to finish the rest of the work on our home.

Going through this process has taught me quite a bit about options for financing a fixer-upper, too.

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Posted in home improvement loans

Comparing 4 ways to pay for home renovations

After months of lockdown during the pandemic, many have become aware of the failings of their homes. Whether you want a cosmetic update or think your home may have a more serious problem, how to pay for a renovation may be your main concern.

We asked Todd Nelson of home improvement lender LightStream for suggestions on how to decide which projects to do and how to stretch your budget without derailing your long-term financial plans.

“Rather than procrastinate because you don’t know what to do first, it’s best to prioritize your projects,” wrote Nelson in an email. “If you’re not sure about the condition of your home, consider having your home assessed by a licensed home inspector. Tackle structural and mechanical system issues as soon as possible to ensure your home’s physical integrity and safety, as well as to prevent costly repairs in the future.”

While hiring a home inspector

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Posted in remodeling

In The Dog House: 11 Ways People Are Modifying Their Homes For Dogs

Bathing a dog

(Picture Credit: Getty Images)

There are certainly a lot of things to consider when buying or building a home. You want every member of your family to be comfortable and safe, and maybe that’s why people are taking their dogs into consideration when it comes to making decisions about where they live.

In fact, amenities for dogs are a more important factor for millennials looking to buy homes than plans for marriage or a human family, but people of every generation are making their living spaces more dog-friendly.

Some are even making expensive choices when it comes to building or remodeling their homes with their pups in mind. Here are eleven awesome ways people are modifying their homes to make them better for dogs.

1. Dog Showers

Dog wash stations and showers are becoming very popular, and that makes a lot of sense if you think about it.

Homeowners often

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Posted in home improvement

6 Ways to Avoid Costly Home Renovation Mistakes

Many of us are spending more time at home in 2020, which could mean having more time to take on home improvement projects. But home renovations aren’t just a way to fill time; you want the results to be worth the hard work. The key to any successful project lies in careful planning — including financial strategizing — long before the power tools come out.



a man standing in front of a window: Make sure you're heading into home improvement projects the right way.


© Getty Images
Make sure you’re heading into home improvement projects the right way.

Roughly 3 in 5 American homeowners (61%) have taken on home improvement projects since March 1, 2020, spending $6,438, on average, according to an August 18-20 NerdWallet survey conducted online by The Harris Poll among 1,414 homeowners.

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Whether you’re outfitting your home with a new office or classroom, or taking on long-intended improvements such as painting or installing new flooring, here are five tips to help you make sure

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Posted in home

3 ways to set boundaries and be more productive when working from home

  • If you’re struggling to stay productive and avoid burnout while working remotely, consider setting firmer boundaries between your work and non-work hours.
  • The smallest adjustments, like shutting your door and turning off virtual distractions, can help you continuously work without interruptions. 
  • Create time blocks throughout the day to accomplish your work tasks, and set a specific time when you plan to quit working.
  • Visit Business Insider’s homepage for more stories.

No matter what happens with the COVID-19 pandemic, one thing is clear: Working from home is going to be with us for a while. In some cases, companies have decided their employees can work from home forever. Others have given their employees the flexibility to work home for the next year, or more. If you love the flexibility of working remotely, that’s great news.

For a lot of people, however, working from home has been a challenge. I understand. I’ve

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Posted in home remodeling

3 Ways Lowe’s Topped Home Depot This Quarter

The results are in, and it’s clear that the home improvement industry was booming in the second quarter. Both Home Depot (NYSE:HD) and Lowe’s (NYSE:LOW) announced more than 20% sales growth along with soaring profits as consumers redirected spending from categories like eating out and vacationing toward their homes.

Yet for the second quarter in a row, Lowe’s bested its larger rival in some key categories, including revenue gains. Let’s look at that metric and two others that suggest Home Depot has some work to do to close the performance gap between the two businesses.

A man and a woman paint a room together.

Image source: Getty Images.

1. Building on the growth wins

Since he took over the CEO spot in mid-2018, Marvin Ellison, who used to be an executive at Home Depot, has been telling investors that Lowe’s can compete at the top of the home improvement industry.

Ellison finally has some solid sales metrics to support

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Posted in kitchen design ideas

5 Easy Ways to Add Color to Your Kitchen, From an Interior Designer

When Atlanta-based interior designer Gina Sims learned that the owner of the kitchen shown above loved green—in particular, the varied shades of succulent plants— she went to work incorporating different tones of the hue into her renovation. Whether you want to go all in or just add a few little pops here and there, Sims has five ideas for adding color to your kitchen.



Cati Teague Photography


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Cati Teague Photography



Score some of the same items this interior designer used to revamp this kitchen, as well as budget-friendly lookalikes.


© Cati Teague Photography
Score some of the same items this interior designer used to revamp this kitchen, as well as budget-friendly lookalikes.

Related: See This Boston Kitchen’s Radical Before-And-After Renovation

Install a bright backsplash

It’s the showstopper in this kitchen (and both the homeowner’s and Sims’ favorite design element). “White subway tile is fine, but a colorful backsplash makes a big impact and is a great way to bring personality to a space,” Sims says. “There are so

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