Posted in home

Lori Loughlin gets judge approval to serve 2-month prison term close to home in Victorville, Calif.

It’s a small victory for Lori Loughlin, who has gotten the OK from the judge in the college admissions scandal to serve her prison time at the facility of her choice.



Lori Loughlin et al. posing for the camera: A judge has OKed Lori Loughlin and Mossimo Giannulli's prison selections. (Photo: REUTERS/Josh Reynolds)


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A judge has OKed Lori Loughlin and Mossimo Giannulli’s prison selections. (Photo: REUTERS/Josh Reynolds)

The Fuller House actress, who pleaded guilty last month, has the green light from Judge Nathaniel M. Gorton to serve her two-month sentence at Federal Correctional Institution, Victorville in Calif., according to federal court documents filed on Sept. 9. It’s a medium-security federal correctional institution with an adjacent minimum-security satellite camp that houses about 300 women, about 100 miles northeast of her posh Bel-Air neighborhood in L.A.

The Bureau of Prisons has the ultimate say in where Loughlin ends up, however, but they will likely follow the judge’s recommendation. (A rep for the BOP has not yet responded to

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Posted in home improvement loans

Rate and Term Refinance: When to Consider It

A rate and term refinance is a loan improvement. You exchange your old mortgage for a new one that (hopefully) leaves you in a better financial position.

You may be able to accomplish one or more goals with a rate and term refinance, such as:

  • Lowering your monthly payment.

  • Reducing the amount of interest you pay over the long term.

  • Building equity in your home and paying it off faster.

  • Changing the type of loan you have, from an adjustable-rate to a fixed-rate mortgage or an FHA to a conventional loan, for example.

  • Eliminating mortgage insurance.

When to consider a rate and term refinance

Several situations might prompt you to consider a rate and term refinance. Mortgage rates moving significantly lower might be one. Having an adjustable-rate mortgage approach the end of its initial fixed-rate guarantee could be another.

Other scenarios that might present an excellent opportunity to refinance your

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