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I bought my first home this month. While getting a mortgage wasn’t my first time applying for a loan, it was my first time getting a mortgage. The process looked very different from other loans I’ve gotten over the years, and a lot of things about it surprised me.
While I had lots of help along the way, it was a little bit more challenging than I expected. Here’s what surprised me most throughout the process.
Mortgages require years of income and financial verification
I had no idea how much verification getting a mortgage would require. On everything from my income to my investing accounts, I was constantly looking for statements and