Posted in home remodeling

The Best Way to Pay for Home Renovations This Fall

Given that most of us have been sheltering in place since March, it’s no wonder that we’re in the mood to renovate our homes. The online remodeling platform Houzz reported a 58% jump in the number of contractors’ project leads this June from the year before. Contractors working in outdoor spaces saw the largest increase, as folks looked to have pools and spas installed. Homeowners also seem far more interested in decks, patios, and landscaping than they were pre-pandemic. Kitchens and baths, traditionally the most popular remodeling projects, saw a 40% increase in demand.

If you’re itching to give your place a facelift, you may wonder about the best way to pay for it. Here are six possible home renovation financing options:

1. Personal loans

Personal loans are available through online lenders, banks, and credit unions. It is not uncommon to find personal loans for as much as $100,000. If

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Posted in home

List of jobs in cannabis industry that pay the most

  • Salaries are rising in the cannabis industry.
  • There are 24 nonexecutive roles in cannabis that offer six-figure salaries, according to a recent report by CannabizTeam.
  • They include cultivation manager, director of compliance, and director of IT.
  • All the roles on this list have seen salary increases since 2019.
  • Subscribe to Insider Cannabis for more stories like this.

Cannabis salaries are increasing as companies poach executives and senior management from other sector like retail, consumer packaged goods, pharmaceuticals, and biotech.

That’s especially true for top-level positions. The average salary for executive positions rose 16% in the first half of 2020, compared with 2019, according to a report from the cannabis staffing agency CannabizTeam.

“Over the past six months we have seen an increasing flow of senior management moving to cannabis from the consumer packaged goods, biotech, food and beverage, retail, financial services and pharmaceutical industries,” Liesl Bernard, the CEO of CannabizTeam,

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Posted in improvements

How to pay for home improvements

Whether you’ve been in your home for decades or just a few months, sometimes it needs a little extra love. But home improvement financing – from massive overhauls to little fixes – isn’t always available in your bank account. Luckily, you have a few different options to pay for home renovations if your cash flow is running low.



a person that is standing in the kitchen: Man installs cabinets


© Viktor Pravdica/Adobe Stock
Man installs cabinets

The best ways to pay for home improvements include:

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  1. Home improvement loans.
  2. Home equity lines of credit (HELOCs).
  3. Home equity loans.
  4. Mortgage refinances.
  5. Credit cards.
  6. Government loans.

Should I finance my home renovation?

How you pay for your home renovation depends on your financial situation and the size of the project. Saving up for a specific project and using those funds is the ideal way to pay for a home upgrade. However, that isn’t always possible. Emergency expenses and larger renovations can make

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Posted in home remodeling

DIY or Pay a Pro? What to Know About the Cost of Protecting Your Home This Fall

Fall is here, and while we’re all busy guzzling pumpkin lattes and buying sweaters, homeowners need to figure out what to do about all the leaves falling in their yards — and onto their roofs and gutters.



a man standing in front of a brick building: Gutter-Guards-DIY-Pay-Install


© Shutterstock
Gutter-Guards-DIY-Pay-Install

As we’re previously pointed out, if you own a home and live in a spot where leaves and debris can accumulate in your gutters, you may want to invest in gutter guards. These guards help prevent your gutters from getting clogged by leaves — a situation that can cause problems for your roof, drainage, and the gutters themselves.

Keep in mind that even after you’ve installed gutter guards, you’re still going to need to give your gutters a cleaning about once a year according to Eamon Lynch, director of warranty service at the Philadelphia-based Power Home Remodeling. Why? Just to make sure that no bits of debris

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Posted in home

Spain’s Home Working Draft Bill to Make Employers Pay for Expenses | Investing News

MADRID (Reuters) – The Spanish government has agreed with unions and business leaders to make employers cover home working expenses after the coronavirus pandemic caused millions to work from their living rooms, Deputy Prime Minister Pablo Iglesias said on Tuesday.

“It was fundamental to regulate remote working to protect the rights of workers,” Iglesias said in an interview with state-owned TV channel TVE.

The draft bill would force companies to pay for all expenses employees may have when working from home while allowing working hours flexibility and granting workers disconnection time, Iglesias said.

He did not detail the expenses employers will have to assume or what employers may have obtained in the agreement.

The draft bill still needs to be approved by the cabinet before being sent to parliament.

During the strict lockdown imposed in Spain from mid-March to late June, millions of workers had to stay at home with

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Posted in home remodeling

4 Ways to Pay for a Home Remodel

As long-time DoughRoller readers may know, my husband and I went about our journey into homeownership in a slightly off-beat way. Long story short: we own a 2,400 square foot duplex in Indianapolis and have no mortgage. But we do have a significant amount of work left to do, nearly three years into the process.

Owning a fixer-upper has been a fun journey for our family, but it hasn’t always been easy. Besides not always having running water and never having central A/C, we’ve also had to figure out how to finance all the repairs our home needs.

I’m happy to say that we’re now well on our way. Soon, we’ll be closing on a mortgage that will allow us to pay contractors to finish the rest of the work on our home.

Going through this process has taught me quite a bit about options for financing a fixer-upper, too.

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Posted in home improvement loans

Comparing 4 ways to pay for home renovations

After months of lockdown during the pandemic, many have become aware of the failings of their homes. Whether you want a cosmetic update or think your home may have a more serious problem, how to pay for a renovation may be your main concern.

We asked Todd Nelson of home improvement lender LightStream for suggestions on how to decide which projects to do and how to stretch your budget without derailing your long-term financial plans.

“Rather than procrastinate because you don’t know what to do first, it’s best to prioritize your projects,” wrote Nelson in an email. “If you’re not sure about the condition of your home, consider having your home assessed by a licensed home inspector. Tackle structural and mechanical system issues as soon as possible to ensure your home’s physical integrity and safety, as well as to prevent costly repairs in the future.”

While hiring a home inspector

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Posted in home improvement loans

Laurel contractor denies seeking COVID-19 relief loans to pay off personal court costs | Crime & Courts

Welch also told an undercover agent posing as a representative reviewing his application that he had no pending criminal charges, according to the indictment.

Welch intended to use the loan proceeds to pay restitution and other costs related to criminal cases against him in Stillwater County District Court and elsewhere, prosecutors say.

The Stillwater County case alleges Welch took $31,800 in total from three separate households for home repairs but failed to start or complete the work. Welch pleaded not guilty in January.

In May, Welch waived extradition to Wyoming in a criminal case with similar allegations. Prosecutors in Campbell County say Welch received a down payment of $1,690 for a home improvement project, but the work was never done and the money never returned.

Welch has not yet been arraigned on charges in Musselshell County that were filed in May. In that county, Welch faces three separate cases, each

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Posted in home improvement loans

I moved into my in-laws’ home. My husband wants to pay his parents’ mortgage, but it will come out of my income. How can I protect myself?

Dear Moneyist,

I got married recently and moved into my husband’s house that he shares with his parents. (His name and his parents’ name are on the deed.) Currently, we pay a small amount for rent, but my husband hopes to take on the mortgage of the house over the next couple of years. I am the breadwinner, and so the majority (or even all) of the money that would go towards the mortgage would be coming from me.

Before fully committing to this, are there any precautions I need to take? Or what are the risks I could be facing? I am worried about what would happen if I end up paying off their home, and they want to sell it or my in-laws pass away, or if they decide to give their share of the house to my husband’s sister, or if my husband and I separate (which

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Posted in home remodeling

I moved into my in-laws home. My husband wants to pay his parents’ mortgage, but it will come out of my income. How can I protect myself?

Dear Moneyist,

I got married recently and moved into my husband’s house that he shares with his parents. (His name and his parents’ name are on the deed.) Currently, we pay a small amount for rent, but my husband hopes to take on the mortgage of the house over the next couple of years. I am the breadwinner, and so the majority (or even all) of the money that would go towards the mortgage would be coming from me.

Before fully committing to this, are there any precautions I need to take? Or what are the risks I could be facing? I am worried about what would happen if I end up paying off their home, and they want to sell it or my in-laws pass away, or if they decide to give their share of the house to my husband’s sister, or if my husband and I separate (which

Read More
Continue Reading I moved into my in-laws home. My husband wants to pay his parents’ mortgage, but it will come out of my income. How can I protect myself?