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Does Home Insurance Cover Moving Damage?

According to the U.S. Census Bureau, more than 30 million Americans move each year. Some move across the county, some move a few states over and some move across the country. To make that move, they fill their personal vehicles with boxes, clothes and furniture or they borrow a pickup from a friend. Oftentimes, they enlist the aid of professionals to help move their stuff. 



a living room filled with furniture and a large window: Indoor life portrait of a young Asian woman


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Indoor life portrait of a young Asian woman

In the process, Americans spend an average of $660 to move themselves, $910 to hire someone to help with loading and unloading, and $2,568 to handle all the labor and driving, per HireAHelper.com. The last thing they want to do is increase those costs by paying to repair or replace damaged furnishings and personal property. 

So who’s responsible for the damages? Well, that depends. If you are moving yourself and damage your

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