Posted in home improvement loans

Home insurance pitfalls to avoid during hurricane season – Lifestyle – providencejournal.com

For homeowners in coastal states, the 2020 hurricane season could mean financial disaster. Named storms are rolling in at a record pace, with as many as 25 expected in the Atlantic this season — twice the average number. After battering the Louisiana coast in late August, Hurricane Laura alone may account for as much as $12 billion in insured losses.

Even if you think you’re prepared, you may discover that your homeowners insurance doesn’t fully cover damage from a hurricane. To make sure you’re protected, avoid these four costly pitfalls.

Skipping flood insurance

Flood insurance is optional, and only 15% of American households buy it, says Mark Friedlander, spokesperson for the Insurance Information Institute.

But when a hurricane or storm hits, flooding causes more residential losses than high winds, according to a 2019 report from the U.S. Congressional Budget Office. That means most homeowners, even those with hurricane or wind

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Posted in home

Million-Pound Home Sales Soar in U.K. as Rich Change Lifestyle

(Bloomberg) — Sales of U.K. homes costing over 1 million pounds ($1.3 million) doubled last month, outperforming the rest of the market as wealthier buyers sought more space following the Covid-19 lockdown.

Agreed sales were 105% higher than a year earlier in August, compared to a 61% increase in sales of less expensive properties, according to property website Rightmove. Million-pound homes are also finding buyers 18 days faster than in 2019.



a screenshot of a cell phone: Hey Big Spender


© Bloomberg
Hey Big Spender

U.K. real estate is booming after the lockdown held back months of transactions. Demand is being further fueled by a temporary tax reduction and the pursuit of lifestyle changes after the pandemic.

Pricey properties outside of London are benefiting most. Expensive homes jumped 244% in the largely rural county of Norfolk, 174% in Wiltshire and 165% in coastal Cornwall.

“Demand in higher price brackets is more responsive to external events,” said Tom Bill, head

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Posted in home improvement

Work on projects vicariously through these home improvement movies | lifestyle

Undertaking large-scale home projects is exhausting. If you found yourself in the middle of a renovation or basic maintenance project over the course of shutdowns due to the pandemic, you’re not alone. While you may still be having flashbacks of staring at the multiple boxes of screws, bolts, paint chips or bags of mulch, take a load off and watch someone else struggle through a home improvement project with the following movies.



Beetlejuice.jpg

Michael Keaton stars in “Beetlejuice” (1988).




“Beetlejuice” (1988) — The ghost with the most made his debut in the Tim Burton original. While it spawned a whole cartoon series, a Broadway show and rumors of a sequel that never seem to go away, nothing tops the Michael Keaton-led film. Taking place on an idyllic farm, the movie follows a young couple, the Maitlands (Geena Davis and Alec Baldwin), who are killed in a car crash and

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Posted in improvements

Lifestyle improvements may lessen cognitive decline

healthy lifestyle
Credit: CC0 Public Domain

Results from a new study suggest that lifestyle changes may help to improve cognition in older adults experiencing cognitive decline that precedes dementia.

In the study published in the Journal of the American Geriatrics Society, 119 individuals older than 65 years of age who were experiencing cognitive decline were randomized to a control group or an intervention group for 8 weeks. The control group received online information related to dementia and lifestyle risk factors, Mediterranean diet, physical activity, and cognitive engagement.

Participants were instructed to implement this information into their own lifestyles. The intervention group received the same online information, plus active components to assist with implementing this information into their lifestyles: dietitian sessions, an exercise physiologist session, and online brain training.

Over 6 months of follow-up, investigators noted that participants in the intervention group were able to improve their lifestyle and had higher cognition

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Posted in drywall repair

Mold is an expensive, dangerous problem you need to get ahead of | Lifestyle

When my husband and I bought our current home in Upstate New York, our plan had been to spend the bulk of our renovation budget on a new kitchen and the main living spaces and to just paint and spruce up the bedrooms. But a persistent dank, musty smell in the would-be bedrooms forced us to change course and reallocate our funds. That smell turned out to be mold, and the only way to get rid of the mold was to take the walls down to the studs and rebuild. Our new kitchen would have to wait.

Chris McLaughlin, sales manager for JES Foundation Repair, a company that works on foundations, crawl spaces and basements in the D.C. area, says that musty, dank smell is usually the first clue that you have a mold problem.

“The thing is, most people don’t even realize there is a problem. They grew up

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