Posted in home

4 silent exercises to improve your communication skills from home

  • Michael Thompson is a writer and career strategist who works with professionals and entrepreneurs to receive greater satisfaction from their work.
  • Early in his career Thompson worked in sales, and discovered several tricks to improve his speaking and communication skills.
  • Thompson says to dissect iconic speeches and story tellers, watch how great interviewers ask questions, and spend 10 minutes a day writing out your feelings and exploring new ideas.
  • Visit Business Insider’s homepage for more stories.

Growing up with a severe speech impediment and social anxiety, I was terrified of meeting new people. That changed, however, when at the age of 23 I took a sales job to overcome this fear.

Michael Thompson.

Michael Thompson.


Danny Fernandez



At the time I didn’t have any intention of staying in the job for long. My plan was to simply get in front of as many people as I could in the short-term to learn

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Posted in home improvement loans

Mortgage bailout numbers improve slowly, but real test is ahead

Jb Reed | Bloomberg | Getty Images

The number of borrowers in government Covid-19-related mortgage bailout programs is shrinking, but those in private-label or bank bailouts is rising.

This suggests that there is still pain ahead in the mortgage market, as some borrowers are simply not recovering enough financially to afford their home loans.

The total number of mortgages in active forbearance programs, where borrowers delay their monthly payments for at least three months, declined by 26,000 last week or 0.7%, according to Black Knight, a mortgage technology and data firm. This marks four consecutive weeks of improvement, but the pace has been slowing for the past few weeks.

As of Sept. 15, just under 3.7 million homeowners remain in these plans, representing 7% of all active mortgages. Together, these loans represent $781 billion in unpaid principal. The number of forbearance plans are now down more than 22% from the

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Posted in home remodeling

Please improve your home improvements | Opinion

Finally I grabbed some screwdrivers and began the exploratory project of undoing my failed home improvement, to hopefully find where I’d gone wrong. But I couldn’t see a problem and began carefully boxing up the pieces.

I walked into Home Depot carrying my box. Unfortunately, I had not been able to find my receipt, and told that to the lady standing at the customer service desk.

“I looked for my receipt everywhere,” I told her, which wasn’t altogether accurate, because if I had looked everywhere then I probably would have found it.

“How did you pay for it?” she asked.

“With my Home Depot card,” I perked up, thinking that would surely help, and handed her my card.

“Did you buy this in the last 30 days?”

“Well, no. It’s been a bit longer than that. Uh, I’ve been looking for the receipt.”

She stared at her computer and at

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Posted in kitchen remodel

5 Affordable Kitchen Remodels To Improve Your Home In California

This post is sponsored and contributed by a Patch Brand Partner. The views expressed in this post are the author’s own.

These simple fixes can improve your daily routine and boost the value of your home.
These simple fixes can improve your daily routine and boost the value of your home. (Shutterstock)

Here in California, the kitchen is the hub of activity at home. From plating food for outdoor gatherings to entertaining and daily lunch prep, the kitchen is command central.

Kitchen improvements also yield a great return on your home’s value in our state. That said, you don’t need to invest in an expensive kitchen renovation to reap the benefits. These small upgrades offer a big boost on a budget.

Appliances

New appliances can instantly update and tie together a room. Stainless steel appliances are popular for their durable, smudge-resistant characteristics, and things like built-in ovens and microwaves reduce clutter. Plus, energy-efficient appliances can help reduce your monthly utility bills.

Looking for a

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