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You Can Now Redeem Chase Ultimate Rewards at Supermarkets, Restaurants and Home Improvement Stores. But Should You?

As an expert in credit cards and travel rewards, I know how to work the system. Up until COVID hit the U.S. this spring, I earned hundreds of thousands of points in Chase’s Ultimate Rewards program, which I redeemed to take personal and business trips nearly every month.



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But I haven’t traveled since March. And it’s unlikely that I’ll travel again this year. So what do rewards credit card users like me do with all of the travel rewards that we’ve earned?

Thankfully, Chase now offers several non-travel ways to redeem rewards, called Pay Yourself Back℠. Should you use your points for these new options?



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How Chase ‘Pay Yourself Back’ works

Before COVID, there were two ways to redeem Chase Ultimate Rewards points for travel rewards. One way was to transfer rewards to airline miles and hotel points,

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Continue Reading You Can Now Redeem Chase Ultimate Rewards at Supermarkets, Restaurants and Home Improvement Stores. But Should You?