Posted in contractions

I’m HIV positive. How will HIV affect my birth options?

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What’s the safest way to deliver my baby if I’m HIV positive?

That depends on your health and individual circumstances. The decision to have a vaginal birth or a c-section is one to make with your healthcare provider.

Discuss the risks and benefits of each type of delivery with your healthcare team early in pregnancy. It’s an important decision because the risk of passing HIV on to a baby is highest around the time of delivery.

Experts aren’t sure why the risk of spreading the virus is greater during birth. It could be that some of the blood containing the virus crosses the placenta during contractions. Another possibility is that a baby becomes infected from contact with body fluids during birth.

In the past, HIV-positive women were usually advised by their provider to have a c-section. But these days, controlling HIV with antiretroviral therapy (ART) reduces the risk of transmitting

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Posted in home repair

3 Unexpected Ways Buying a Home Can Affect Your Finances

Becoming a homeowner can change your financial picture — for better and for worse.

It’s no secret that buying a home is a big undertaking. Between applying for a mortgage and coming up with what could be a sizable down payment, it’s clearly not the sort of decision anyone jumps into overnight.

But as much as you can prepare for owning a home, once you’re in that situation, you may find that your financial picture changes — in some ways for the better and others, less so. Here are a few ways your finances might take a different direction once you have a mortgage in your name and a home to keep up with.

1. You’ll need a larger emergency fund

As a general rule, it’s smart to have three to six months’ worth of living expenses in an emergency fund. That way, if you lose your job, you’ll have

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